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WHAT IS A HOME REPORT?
The report comprises the Single Survey which comments on the property condition externally and internally, graded 1-3, 1 being in good order and 3 meaning needing attention now. The single survey also includes the valuation.
Purchasers can request a Mortgage Valuation Report for lending purposes from the surveyor who has provided the report but only after an offer for the property has been accepted. Generally the mortgage provider will request that directly from the surveyor on behalf of the borrower/purchaser.
The home report also contains the Energy Performance Certificate (EPC) which grades the property in terms of its energy efficiency similar to the alphabetic grading style found on domestic appliances. The EPC provides recommendations on how to improve the energy efficiency of property.
Finally there is the Property Questionnaire which is for the seller to complete and covers a range of details from when they purchased the property to if they have made alterations/improvements during their ownership.
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